
Jinyao Lee
BOA Chairman, Chief Executive Officer (CEO)
★ The 100 Most Influential Young Entrepreneurs 2019
Kokrue exists to fix the biggest hidden flaw in financial advice: what happens to you when your adviser disappears.
In Malaysia's financial-advice industry, advisers, especially younger ones, come and go. When they leave, clients are "orphaned": the plan you carefully set up is handed to a stranger, or a call centre.
Kokrue by BOA Group was founded to make that impossible. We're a firm in Malaysia that assigns two dedicated servicing agents to every client, both experienced advisers. Your relationship never skips a beat.
That approach has made us the fastest-growing agency in Malaysia, the largest adviser group in the country, home to more MDRT (Million Dollar Round Table) qualifiers than any other organisation in Malaysia, and part of the Chinese Insurance Top 500 (BOA Group).
But behind every one of those numbers is a single commitment: we grow by building and continuing to service each family, one family at a time. Every plan we write is a household we intend to look after for decades, not a policy we sell and forget.
This guidance is written by Louis Ong, a licensed adviser (LIAM registration No. PP09/00661908).
Kokrue is part of BOA Group, a Hong Leong Assurance agency group started in 2019 by four founders. It has grown into the organisation with the most MDRT qualifiers in Malaysia, with 300+ active advisers nationwide (BOA Group).

BOA Chairman, Chief Executive Officer (CEO)
★ The 100 Most Influential Young Entrepreneurs 2019

BOA Co-founder, Chief Operations Officer (COO)

BOA Co-founder, Chief Financial Officer (CFO)

BOA Co-founder, Chief Strategy Officer (CSO)
Plus 7 agency managers and 14 unit managers leading our teams across Malaysia.
Meet all our managers →
Our advisers at our annual MDRT recognition night, part of Malaysia's largest adviser group.
We're more than an insurance agency, we're long-term stewards of the families, futures and communities we serve.
Every client should feel they truly are our most important client. Clear, responsive communication is non-negotiable.
We aim to give advice and service worth far more than it costs you, right-sized to your real needs.
Your interests guide our advice. No jargon, no pressure, and if you already have enough, we'll tell you.
Two dedicated agents mean someone who knows your plan is always there, stability in an industry where advisers come and go.
Seasoned advisers with a value system of honesty, professionalism, respect and responsiveness.
We earn our clients' respect one family at a time, and want everyone connected to us to feel proud to be part of it.
Respect, warmth and patience with everyone, in every situation.
A clear, repeatable process, discovery, review, recommendations, ongoing servicing, so nothing falls through the cracks.
Humility and a commitment to excellence keep us reflecting on how to serve you better.
We grow one family at a time. If we've looked after you, a review on Google helps other Malaysian families find honest advice.
★ Review us on Google