Life insurance, medical card & retirement plans, with two agents by your side
Plans from Hong Leong Assurance, right-sized to what you actually need, and looked after by two dedicated agents, not one.
Where are you in life right now?
Just started working
Build the base early, while premiums are usually lower.
How to choose a medical card โBuying or refinancing a home
Make sure the home stays with your family, not the debt.
MRTA vs MLTA explained โPlanning retirement & legacy
Know your number, and decide how your wealth passes on.
How much do you need to retire? โSix services, one connected plan

Financial Planning
Your EPF, insurance, medical card, home loan and savings, pulled into one clear plan that works together. Serviced by two dedicated agents.
Learn more โ
Life Insurance
Enough protection to keep your family in their home and your children in school, right-sized, without overpaying.
Learn more โ
Medical Card
One private hospital stay can cost tens of thousands. A right-sized medical card means you get treated without draining your savings.
Learn more โ
Loan & Refinancing
Taking a home loan or refinancing? Get honest advice on loan protection, including MRTA vs MLTA, so you protect your family, not just the bank.
Learn more โ
Wealth & Retirement
Grow your money and retire comfortably, beyond EPF, with savings and investment-linked plans matched to your timeline.
Learn more โ
Legacy & Death Benefit Settlement Option
Leave a legacy, not just a lump sum, decide how your family receives your payout, with nomination and estate guidance so it reaches the right people.
Learn more โSee where you stand in 2 minutes
Two quick estimates, using the same methods as our guides on life cover and retirement.
How much life cover does my family need?
Your family would need about
RM1,000,000
- Income RM600,000
- Debts RM300,000
- Education RM100,000
Illustrative estimate based only on the figures you enter. It isn't financial advice or a quote, and nothing you type is saved.
Getting started is easy
A free 30-minute chat
Tell us where you are. Online, by phone or at your place, with no pressure and no obligation.
Your plan, in plain words
We pull your protection, savings and loans into one clear plan, and explain every line.
Two agents, for the long run
Your two agents check in, handle claims and adjust the plan as life changes.
Questions about our services
Which service should I start with?
For most people it's protection first: a medical card and enough life cover for anyone who depends on you. Then savings for retirement and education. If you're unsure, a free chat will map the right order for your situation.
How much does a consultation cost?
The first consultation is free, with no obligation. If you already have enough cover, we'll tell you.
Can you review the policies I already have?
Yes. Bring what you have and we'll check whether it still fits your needs, so you don't pay for the same cover twice or leave gaps.
Are the calculators accurate?
They give an illustrative estimate from the figures you enter, using common rules of thumb. Your real needs depend on your full situation, which is what a free review is for.
Two advisers. One connected plan.
Whatever you need, you'll have two experienced servicing agents by your side, before things happen, and when they do.
Book your free consultation