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Life insurance, medical card & retirement plans, with two agents by your side

Plans from Hong Leong Assurance, right-sized to what you actually need, and looked after by two dedicated agents, not one.

Start with your life stage

Where are you in life right now?

Just started working

Build the base early, while premiums are usually lower.

How to choose a medical card โ†’

Starting a family

Protect the people who now depend on you.

6 money moves for young families โ†’

Buying or refinancing a home

Make sure the home stays with your family, not the debt.

MRTA vs MLTA explained โ†’

Planning retirement & legacy

Know your number, and decide how your wealth passes on.

How much do you need to retire? โ†’
Free calculators

See where you stand in 2 minutes

Two quick estimates, using the same methods as our guides on life cover and retirement.

How much life cover does my family need?

RM
years
Often until your youngest finishes studying
RM
RM
Your own estimate for all children
RM
Include EPF and any life policies

Your family would need about

RM1,000,000

  • Income RM600,000
  • Debts RM300,000
  • Education RM100,000
You already haveRM150,000
Estimated protection gapRM850,000
๐Ÿ’ฌ Review my result with an adviser

Illustrative estimate based only on the figures you enter. It isn't financial advice or a quote, and nothing you type is saved.

Open the full life insurance calculator โ†’ ยท Open the full retirement calculator โ†’ ยท All calculators โ†’

How it works

Getting started is easy

1

A free 30-minute chat

Tell us where you are. Online, by phone or at your place, with no pressure and no obligation.

2

Your plan, in plain words

We pull your protection, savings and loans into one clear plan, and explain every line.

3

Two agents, for the long run

Your two agents check in, handle claims and adjust the plan as life changes.

Plans from Hong Leong AssuranceA member of PIDM, with 172 panel hospitals in all 13 states and Kuala Lumpur.
Find a panel hospital โ†—

Questions about our services

Which service should I start with?

For most people it's protection first: a medical card and enough life cover for anyone who depends on you. Then savings for retirement and education. If you're unsure, a free chat will map the right order for your situation.

How much does a consultation cost?

The first consultation is free, with no obligation. If you already have enough cover, we'll tell you.

Can you review the policies I already have?

Yes. Bring what you have and we'll check whether it still fits your needs, so you don't pay for the same cover twice or leave gaps.

Are the calculators accurate?

They give an illustrative estimate from the figures you enter, using common rules of thumb. Your real needs depend on your full situation, which is what a free review is for.

Two advisers. One connected plan.

Whatever you need, you'll have two experienced servicing agents by your side, before things happen, and when they do.

Book your free consultation
๐Ÿ’ฌ Chat with us